5 Tips for Buying Car Insurance - How to Optimize for Price and Customer Satisfaction with Claims
5 Tips for Buying Car Insurance - How to Optimize for Price and Customer Satisfaction with Claims
In this article, we will discuss the process of buying car insurance and provide some pro tips to help you navigate the process more efficiently. We will cover the two main considerations for buying car insurance, optimizing for price and customer satisfaction with claims, and the seven areas of insurance coverage you should understand.
First, when you are buying car insurance, set up a fake email to fill out the quotes.
Many insurance companies aggregate the data you give them in the insurance quote and sell that data to other providers and marketing agencies. A service like 33 mail is free and can help you mask your email. You can also use the Gmail trick, which adds a plus symbol and any word to your email address, and it will still send the email to your actual email address.
Second, you want to mask your phone number to protect your privacy.
If you don't already use Google Voice, it's an app that can forward text messages or phone calls to your actual phone without revealing your own phone number.
Third, when searching for quotes, you can provide a slightly fake address to prevent giving your real address out to five different providers.
For example, if you live on one Ralph Court and the end of your street is 10 Ralph Court, you can give them 11 Ralph Court, which isn't a real address but will still get you the accurate quote.
Fourth, there are two considerations to think about when you are looking at car insurance:
optimizing on price and customer satisfaction with claims. Prioritize customer satisfaction with claims to avoid the worst-case scenario where you've paid for car insurance for months and months, get into a crash, and they come back and deny your claim.
Fifth, there are seven different components of car insurance that you should understand:
liability, collision, comprehensive, personal injury protection, uninsured and underinsured motorist protection, medical payments coverage, and gap insurance. You will need to put in how much coverage you want for each component.
In conclusion, buying car insurance can be a daunting process, but by following these pro tips, you can navigate the process more efficiently. Remember to prioritize customer satisfaction with claims and understand the seven areas of insurance coverage. Finally, get the two cheapest quotes and the two best customer satisfaction quotes, so you can compare prices and make an informed decision.